2026/27 tax year

Take-Home Pay Calculator

See your net annual and monthly pay from a gross salary, after tax, National Insurance, pension and student loan - for England, Wales and Northern Ireland.

Gross annual salary

per year

Other taxable income (second job, rental, etc.)

per year

Pension contribution (% of salary)

Pension type

Net pay and salary sacrifice pensions reduce both tax and National Insurance. Relief at source pensions (the most common personal or NEST-style workplace pension) only reduce tax - NI is still due on your full salary.

Student loan plan

Gross salary£0

Pension contribution£0

Income Tax£0

National Insurance£0

Take-home pay (per year)

£0

Take-home per month£0